{"id":588,"date":"2024-11-03T16:38:29","date_gmt":"2024-11-03T07:38:29","guid":{"rendered":"https:\/\/www.life-assist.jp\/hoken-column\/?p=588"},"modified":"2026-03-05T10:59:02","modified_gmt":"2026-03-05T01:59:02","slug":"2024%e5%b9%b4%e4%bb%a5%e9%99%8d%e3%81%ae%e4%bf%9d%e9%99%ba%e6%96%99%e5%80%a4%e4%b8%8a%e3%81%92%e3%81%ae%e7%a8%ae%e9%a1%9e%e3%81%a8%e3%81%9d%e3%81%ae%e5%bd%b1%e9%9f%bf%e3%82%92%e8%a9%b3%e3%81%97","status":"publish","type":"post","link":"https:\/\/www.life-assist.jp\/hoken-column\/basic\/article-588\/","title":{"rendered":"\u5065\u5eb7\u4fdd\u967a\u6599\u306e\u8ca0\u62c5\u306f\u306a\u305c\u5897\u3048\u308b\uff1f\u5024\u4e0a\u3052\u3068\u3044\u308f\u308c\u308b\u7406\u7531\u3068\u5236\u5ea6\u306e\u4ed5\u7d44\u307f"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u300c<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u304c\u5024\u4e0a\u3052\u3055\u308c\u305f\u300d\u300c\u307e\u305f\u8ca0\u62c5\u304c\u5897\u3048\u308b\u3089\u3057\u3044\u300d\u2014\u2014\u305d\u3093\u306a\u58f0\u3092\u8033\u306b\u3057\u3066\u3001\u4e0d\u5b89\u306b\u611f\u3058\u3066\u3044\u307e\u305b\u3093\u304b\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5b9f\u969b\u3001\u8fd1\u5e74\u306f\u533b\u7642\u8cbb\u306e\u5897\u52a0\u3084\u9ad8\u9f62\u5316\u306e\u5f71\u97ff\u3082\u3042\u308a\u3001<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u5236\u5ea6\u3092\u53d6\u308a\u5dfb\u304f\u74b0\u5883\u306f\u5927\u304d\u304f\u5909\u5316\u3057\u3066\u3044\u307e\u3059\u3002\u305f\u3060\u3057\u3001<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" 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title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u306e\u52d5\u5411\u306f\u3069\u3046\u306a\u3063\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u307e\u305f\u3001\u300c\u5024\u4e0a\u3052\u304c\u7d9a\u3044\u3066\u3044\u308b\u300d\u3068\u611f\u3058\u308b\u80cc\u666f\u306b\u306f\u4f55\u304c\u3042\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u306e\u4ed5\u7d44\u307f\u3084\u6700\u65b0\u306e\u6599\u7387\u52d5\u5411\u3001\u8ca0\u62c5\u304c\u5897\u3048\u308b\u3068\u611f\u3058\u308b\u7406\u7531\u3001\u305d\u3057\u3066\u4eca\u5f8c\u306e\u898b\u901a\u3057\u307e\u3067\u3092\u3001\u5236\u5ea6\u306e\u69cb\u9020\u304b\u3089\u308f\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5065\u5eb7\u4fdd\u967a\u6599\u306f\u672c\u5f53\u306b\u5024\u4e0a\u3052\u304c\u7d9a\u3044\u3066\u3044\u308b\u306e\u304b\uff1f<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"1200\" src=\"https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image-4.jpeg\" alt=\"\" class=\"wp-image-594\" srcset=\"https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image-4.jpeg 1600w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image-4-300x225.jpeg 300w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image-4-1024x768.jpeg 1024w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image-4-768x576.jpeg 768w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image-4-1536x1152.jpeg 1536w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6bce\u5e74\u898b\u76f4\u3057\u3055\u308c\u308b\u4ed5\u7d44\u307f<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u306f\u3001\u6bce\u5e74\u4e00\u5b9a\u306e\u5272\u5408\u3067\u81ea\u52d5\u7684\u306b\u5f15\u304d\u4e0a\u3052\u3089\u308c\u308b\u4ed5\u7d44\u307f\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u305f\u3068\u3048\u3070\u3001\u4f1a\u793e\u54e1\u306a\u3069\u304c\u52a0\u5165\u3059\u308b\u5354\u4f1a\u3051\u3093\u307d\uff08\u5168\u56fd<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u5354\u4f1a\uff09\u306e\u4fdd\u967a\u6599\u7387\u306f\u3001\u533b\u7642\u8cbb\u306e\u898b\u8fbc\u307f\u3084\u52a0\u5165\u8005\u6570\u3001\u7a4d\u7acb\u91d1\u306e\u72b6\u6cc1\u306a\u3069\u3092\u8e0f\u307e\u3048\u3066\u5e74\u5ea6\u3054\u3068\u306b\u898b\u76f4\u3055\u308c\u307e\u3059\u3002\u90fd\u9053\u5e9c\u770c\u3054\u3068\u306b\u6599\u7387\u304c\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u5730\u57df\u306b\u3088\u3063\u3066\u3082\u6c34\u6e96\u306f\u7570\u306a\u308a\u307e\u3059\u3002\u3053\u3046\u3057\u305f\u4ed5\u7d44\u307f\u306b\u3088\u308a\u3001\u8ca1\u653f\u72b6\u6cc1\u306b\u5fdc\u3058\u3066\u8abf\u6574\u304c\u884c\u308f\u308c\u3066\u3044\u308b\u306e\u304c\u5b9f\u60c5\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4e0a\u304c\u308b\u5e74\u3082\u3042\u308c\u3070\u4e0b\u304c\u308b\u5e74\u3082\u3042\u308b<\/strong><\/h3>\n\n\n\n<p 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title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u306f\u3001\u533b\u7642\u8cbb\u306e\u52d5\u5411\u3084\u5236\u5ea6\u6539\u6b63\u3001\u56fd\u306e\u8ca1\u653f\u652f\u63f4\u306a\u3069\u8907\u6570\u306e\u8981\u7d20\u306b\u3088\u3063\u3066\u6c7a\u307e\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u5c06\u6765\u306b\u308f\u305f\u3063\u3066\u4e00\u65b9\u5411\u306b\u4e0a\u304c\u308a\u7d9a\u3051\u308b\u3068\u65ad\u5b9a\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002\u305f\u3060\u3057\u3001\u9ad8\u9f62\u5316\u306e\u9032\u884c\u3084\u533b\u7642\u8cbb\u306e\u5897\u52a0\u50be\u5411\u3068\u3044\u3063\u305f\u69cb\u9020\u7684\u306a\u8ab2\u984c\u304c\u3042\u308b\u305f\u3081\u3001\u8ca0\u62c5\u5897\u306e\u5727\u529b\u304c\u304b\u304b\u308a\u3084\u3059\u3044\u72b6\u6cc1\u306b\u3042\u308b\u306e\u3082\u4e8b\u5b9f\u3067\u3059\u3002\u5927\u5207\u306a\u306e\u306f\u3001\u300c\u5024\u4e0a\u3052\u304c\u7d9a\u3044\u3066\u3044\u308b\u300d\u3068\u6c7a\u3081\u3064\u3051\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u5236\u5ea6\u306e\u4ed5\u7d44\u307f\u3068\u80cc\u666f\u3092\u6b63\u3057\u304f\u7406\u89e3\u3059\u308b\u3053\u3068\u3067\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5065\u5eb7\u4fdd\u967a\u6599\u306f\u3069\u3046\u3084\u3063\u3066\u6c7a\u307e\u308b\uff1f<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/11\/33263472_m-1-1024x683.jpg\" alt=\"\" class=\"wp-image-1148\" srcset=\"https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/11\/33263472_m-1-1024x683.jpg 1024w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/11\/33263472_m-1-300x200.jpg 300w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/11\/33263472_m-1-768x512.jpg 768w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/11\/33263472_m-1-1536x1024.jpg 1536w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/11\/33263472_m-1.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u306f\u3001\u52a0\u5165\u3057\u3066\u3044\u308b\u4fdd\u967a\u5236\u5ea6\u3084\u53ce\u5165\u984d\u306b\u3088\u3063\u3066\u6c7a\u307e\u308a\u307e\u3059\u3002\u4f1a\u793e\u54e1\u304c\u52a0\u5165\u3059\u308b<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\uff08\u5354\u4f1a\u3051\u3093\u307d\u3084<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u7d44\u5408\uff09\u306e\u5834\u5408\u3001\u7d66\u4e0e\u3092\u3082\u3068\u306b\u3057\u305f \u300c\u6a19\u6e96\u5831\u916c\u6708\u984d\u300d \u306b\u4fdd\u967a\u6599\u7387\u3092\u639b\u3051\u3066\u8a08\u7b97\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6a19\u6e96\u5831\u916c\u6708\u984d\u3068\u306f\u3001\u6bce\u6708\u306e\u7d66\u4e0e\u3092\u4e00\u5b9a\u306e\u533a\u5206\u306b\u5f53\u3066\u306f\u3081\u305f\u91d1\u984d\u306e\u3053\u3068\u3067\u3001\u5b9f\u969b\u306e\u7d66\u4e0e\u984d\u305d\u306e\u3082\u306e\u3067\u306f\u306a\u304f\u3001<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/grade\/\" data-internallinksmanager029f6b8e52c=\"21\" title=\"\u7b49\u7d1a\">\u7b49\u7d1a<\/a>\u8868\u306b\u57fa\u3065\u3044\u3066\u6c7a\u5b9a\u3055\u308c\u307e\u3059\u3002\u3053\u306e\u6a19\u6e96\u5831\u916c\u6708\u984d\u306b<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u7387\u3092\u639b\u3051\u3001\u305d\u306e\u91d1\u984d\u3092 \u4f1a\u793e\u3068\u672c\u4eba\u304c\u539f\u5247\u3068\u3057\u3066\u6298\u534a\u3057\u3066\u8ca0\u62c5\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3068\u3048\u3070\u3001\u6a19\u6e96\u5831\u916c\u6708\u984d\u304c30\u4e07\u5186\u3067\u4fdd\u967a\u6599\u7387\u304c10\uff05\u306e\u5834\u5408\u3001<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u306f\u6708\u984d3\u4e07\u5186\u3068\u306a\u308a\u3001\u305d\u306e\u534a\u5206\u306e1\u4e075\u5343\u5186\u3092\u672c\u4eba\u304c\u8ca0\u62c5\u3059\u308b\u5f62\u306b\u306a\u308a\u307e\u3059\uff08\u5b9f\u969b\u306e\u6599\u7387\u3084\u8a08\u7b97\u65b9\u6cd5\u306f\u52a0\u5165\u3057\u3066\u3044\u308b\u4fdd\u967a\u8005\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u306a\u304a\u300140\u6b73\u4ee5\u4e0a\u306b\u306a\u308b\u3068 <a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/long-term-care-insurance\/\" data-internallinksmanager029f6b8e52c=\"29\" title=\"\u4ecb\u8b77\u4fdd\u967a\">\u4ecb\u8b77\u4fdd\u967a<\/a>\u6599 \u304c\u8ffd\u52a0\u3055\u308c\u308b\u307b\u304b\u3001\u5236\u5ea6\u6539\u6b63\u306b\u3088\u308a\u65b0\u305f\u306a\u62e0\u51fa\u91d1\u304c\u52a0\u308f\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u7d66\u4e0e\u984d\u304c\u5909\u308f\u3089\u306a\u304f\u3066\u3082\u3001\u5236\u5ea6\u5909\u66f4\u306b\u3088\u3063\u3066\u793e\u4f1a\u4fdd\u967a\u6599\u306e\u63a7\u9664\u984d\u304c\u5909\u52d5\u3059\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7d66\u4e0e\u660e\u7d30\u306e\u300c<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u300d\u300c<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/long-term-care-insurance\/\" data-internallinksmanager029f6b8e52c=\"29\" title=\"\u4ecb\u8b77\u4fdd\u967a\">\u4ecb\u8b77\u4fdd\u967a<\/a>\u6599\u300d\u306e\u6b04\u3092\u78ba\u8a8d\u3059\u308b\u3068\u3001\u81ea\u5206\u304c\u3069\u306e\u7a0b\u5ea6\u306e\u793e\u4f1a\u4fdd\u967a\u6599\u3092\u8ca0\u62c5\u3057\u3066\u3044\u308b\u304b\u3092\u628a\u63e1\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2026\u5e74\u73fe\u5728\u306e\u5065\u5eb7\u4fdd\u967a\u6599\u7387\u306e\u52d5\u5411<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"1194\" src=\"https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image-2.jpeg\" alt=\"\" class=\"wp-image-592\" srcset=\"https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image-2.jpeg 1600w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image-2-300x224.jpeg 300w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image-2-1024x764.jpeg 1024w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image-2-768x573.jpeg 768w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image-2-1536x1146.jpeg 1536w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u533b\u7642\u5206\u306e\u6599\u7387<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">2026\u5e74\u5ea6\uff08\u4ee4\u548c8\u5e74\u5ea6\uff09\u306e<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u306b\u3064\u3044\u3066\u3001\u5354\u4f1a\u3051\u3093\u307d\uff08\u5168\u56fd<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u5354\u4f1a\uff09\u306f\u653f\u5e9c\u4e88\u7b97\u6848\u3092\u8e0f\u307e\u3048\u305f\u53ce\u652f\u898b\u8fbc\u307f\uff08\u6982\u8981\uff09\u3068\u3057\u3066\u3001\u5e73\u5747\u4fdd\u967a\u6599\u7387\u3092 9.9\uff05\uff082025\u5e74\u5ea6\uff1a10.0\uff05\uff09 \u3068\u8a2d\u5b9a\u3057\u305f\u3046\u3048\u3067\u8a66\u7b97\u3057\u3066\u3044\u307e\u3059\u3002<br>\u3053\u308c\u306f\u524d\u5e74\u304b\u3089 0.1\u30dd\u30a4\u30f3\u30c8\u7a0b\u5ea6\u306e\u5f15\u304d\u4e0b\u3052\u306b\u3042\u305f\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001\u5354\u4f1a\u3051\u3093\u307d\u306e<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u7387\u306f \u90fd\u9053\u5e9c\u770c\u3054\u3068\u306e\u652f\u90e8\u5358\u4f4d\u3067\u8a2d\u5b9a\u3055\u308c\u308b\u305f\u3081\u3001\u5b9f\u969b\u306e\u6599\u7387\u306f\u5730\u57df\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002\u5168\u56fd\u5e73\u5747\u3068\u3057\u3066\u306f9.9\uff05\u304c\u76ee\u5b89\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u52a0\u5165\u3057\u3066\u3044\u308b\u5730\u57df\u306b\u3088\u3063\u3066\u8ca0\u62c5\u7387\u306f\u591a\u5c11\u524d\u5f8c\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4ecb\u8b77\u4fdd\u967a\u6599\u306e\u52d5\u304d<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">40\u6b73\u304b\u308964\u6b73\u307e\u3067\u306e\u88ab\u4fdd\u967a\u8005\u304c\u8ca0\u62c5\u3059\u308b <a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/long-term-care-insurance\/\" data-internallinksmanager029f6b8e52c=\"29\" title=\"\u4ecb\u8b77\u4fdd\u967a\">\u4ecb\u8b77\u4fdd\u967a<\/a>\u6599\u7387\u306b\u3064\u3044\u3066\u306f\u30012026\u5e74\u5ea6\u306f 1.62\uff05 \u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br>2025\u5e74\u5ea6\u306e 1.59\uff05 \u304b\u3089 0.03\u30dd\u30a4\u30f3\u30c8\u306e\u5f15\u304d\u4e0a\u3052\u3068\u306a\u308b\u898b\u8fbc\u307f\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u308c\u306f\u3001\u4ecb\u8b77\u7d66\u4ed8\u8cbb\u306e\u5897\u52a0\u3084\u524d\u5e74\u5ea6\u306e\u53ce\u652f\u72b6\u6cc1\u306a\u3069\u3092\u8e0f\u307e\u3048\u3001\u5236\u5ea6\u5168\u4f53\u306e\u8ca1\u653f\u30d0\u30e9\u30f3\u30b9\u3092\u8003\u616e\u3057\u3066\u898b\u76f4\u3055\u308c\u305f\u3082\u306e\u3067\u3059\u3002<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/long-term-care-insurance\/\" data-internallinksmanager029f6b8e52c=\"29\" title=\"\u4ecb\u8b77\u4fdd\u967a\">\u4ecb\u8b77\u4fdd\u967a<\/a>\u6599\u306f\u5e74\u9f62\u533a\u5206\u306b\u3088\u3063\u3066\u8ca0\u62c5\u5bfe\u8c61\u304c\u7570\u306a\u308b\u305f\u3081\u300140\u6b73\u4ee5\u4e0a\u306e\u52a0\u5165\u8005\u306b\u3068\u3063\u3066\u306f\u8ca0\u62c5\u7387\u306e\u5909\u5316\u3068\u3057\u3066\u5f71\u97ff\u304c\u51fa\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5b50\u3069\u3082\u30fb\u5b50\u80b2\u3066\u652f\u63f4\u91d1<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">2026\u5e744\u6708\u304b\u3089\u306f\u3001\u5c11\u5b50\u5316\u5bfe\u7b56\u306e\u8ca1\u6e90\u3068\u3057\u3066 \u300c\u5b50\u3069\u3082\u30fb\u5b50\u80b2\u3066\u652f\u63f4\u91d1\u5236\u5ea6\u300d \u304c\u5c0e\u5165\u3055\u308c\u308b\u4e88\u5b9a\u3067\u3059\u3002<br>\u5354\u4f1a\u3051\u3093\u307d\u3067\u306f\u3001\u56fd\u304b\u3089\u793a\u3055\u308c\u305f\u300c\u5b9f\u52d9\u4e0a\u4e00\u5f8b\u306e\u652f\u63f4\u91d1\u7387\u300d\u3092\u8e0f\u307e\u3048\u3001 0.23\uff05 \u306e\u7387\u304c\u8a2d\u5b9a\u3055\u308c\u308b\u898b\u8fbc\u307f\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u652f\u63f4\u91d1\u306f\u3001\u65e2\u5b58\u306e<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u3068\u306f\u5225\u67a0\u306e\u62e0\u51fa\u91d1\u3068\u3057\u3066\u4f4d\u7f6e\u3065\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u7d66\u4e0e\u306e\u6a19\u6e96\u5831\u916c\u306b\u5fdc\u3058\u3066\u5fb4\u53ce\u3055\u308c\u3001<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u3068\u540c\u69d8\u306b \u4e8b\u696d\u4e3b\u3068\u88ab\u4fdd\u967a\u8005\u304c\u6298\u534a\u3057\u3066\u8ca0\u62c5\u3059\u308b\u4ed5\u7d44\u307f\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5b9f\u8cea\u7684\u306a\u7dcf\u8ca0\u62c5<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">2026\u5e74\u5ea6\u306f\u3001<br>\u30fb\u533b\u7642\u5206\u306e\u4fdd\u967a\u6599\u7387\u306f \u308f\u305a\u304b\u306b\u5f15\u304d\u4e0b\u3052<br>\u30fb<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/long-term-care-insurance\/\" data-internallinksmanager029f6b8e52c=\"29\" title=\"\u4ecb\u8b77\u4fdd\u967a\">\u4ecb\u8b77\u4fdd\u967a<\/a>\u6599\u7387\u306f \u5f15\u304d\u4e0a\u3052<br>\u30fb\u3055\u3089\u306b \u5b50\u3069\u3082\u30fb\u5b50\u80b2\u3066\u652f\u63f4\u91d1\u304c\u65b0\u8a2d<br>\u3068\u3044\u3046\u69cb\u6210\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305d\u306e\u305f\u3081\u3001<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u306e\u533b\u7642\u5206\u3060\u3051\u3092\u898b\u308b\u3068\u8ca0\u62c5\u306f\u3084\u3084\u8efd\u304f\u306a\u308b\u3082\u306e\u306e\u3001<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/long-term-care-insurance\/\" data-internallinksmanager029f6b8e52c=\"29\" title=\"\u4ecb\u8b77\u4fdd\u967a\">\u4ecb\u8b77\u4fdd\u967a<\/a>\u6599\u3084\u652f\u63f4\u91d1\u3092\u542b\u3081\u305f \u793e\u4f1a\u4fdd\u967a\u6599\u5168\u4f53\u306e\u8ca0\u62c5\u3068\u3057\u3066\u306f\u5fc5\u305a\u3057\u3082\u6e1b\u308b\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7279\u306b40\u6b73\u4ee5\u4e0a\u306e\u88ab\u4fdd\u967a\u8005\u306e\u5834\u5408\u306f\u3001<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/long-term-care-insurance\/\" data-internallinksmanager029f6b8e52c=\"29\" title=\"\u4ecb\u8b77\u4fdd\u967a\">\u4ecb\u8b77\u4fdd\u967a<\/a>\u6599\u3068\u652f\u63f4\u91d1\u306e\u4e21\u65b9\u304c\u7d66\u4e0e\u304b\u3089\u63a7\u9664\u3055\u308c\u308b\u305f\u3081\u3001\u5b9f\u969b\u306e\u8ca0\u62c5\u611f\u304c\u5909\u308f\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u307e\u305f\u3001<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u7387\u306f \u90fd\u9053\u5e9c\u770c\u3054\u3068\u3084\u52a0\u5165\u3057\u3066\u3044\u308b<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u7d44\u5408\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u305f\u3081\u3001\u5b9f\u969b\u306e\u8ca0\u62c5\u984d\u306f\u500b\u3005\u306e\u52a0\u5165\u72b6\u6cc1\u306b\u3088\u3063\u3066\u5909\u308f\u308a\u307e\u3059\u3002\u7d66\u4e0e\u660e\u7d30\u3084\u52a0\u5165\u3057\u3066\u3044\u308b\u4fdd\u967a\u8005\u306e\u6599\u7387\u8868\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5065\u5eb7\u4fdd\u967a\u6599\u306e\u8ca0\u62c5\u304c\u5897\u3048\u308b\u3068\u611f\u3058\u308b\u7406\u7531<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2025\/10\/image-7-1024x683.jpeg\" alt=\"\" class=\"wp-image-895\" srcset=\"https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2025\/10\/image-7-1024x683.jpeg 1024w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2025\/10\/image-7-300x200.jpeg 300w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2025\/10\/image-7-768x512.jpeg 768w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2025\/10\/image-7-1536x1024.jpeg 1536w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2025\/10\/image-7.jpeg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u9ad8\u9f62\u5316\u3068\u533b\u7642\u8cbb\u5897\u52a0<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u65e5\u672c\u3067\u306f\u9ad8\u9f62\u5316\u304c\u9032\u307f\u3001\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u3092\u5229\u7528\u3059\u308b\u4eba\u306e\u5272\u5408\u304c\u5e74\u3005\u9ad8\u307e\u3063\u3066\u3044\u307e\u3059\u3002\u4e00\u822c\u7684\u306b\u9ad8\u9f62\u306b\u306a\u308b\u307b\u3069\u533b\u7642\u8cbb\u306f\u5897\u3048\u308b\u50be\u5411\u304c\u3042\u308a\u3001\u305d\u306e\u7d50\u679c\u3001\u533b\u7642\u4fdd\u967a\u5236\u5ea6\u5168\u4f53\u3067\u5fc5\u8981\u3068\u306a\u308b\u7d66\u4ed8\u8cbb\u3082\u5897\u52a0\u3057\u307e\u3059\u3002\u533b\u7642\u8cbb\u304c\u5897\u3048\u308c\u3070\u3001\u305d\u306e\u8ca1\u6e90\u3092\u78ba\u4fdd\u3059\u308b\u305f\u3081\u306b\u4fdd\u967a\u6599\u3084\u516c\u8cbb\u3067\u8cc4\u3046\u5272\u5408\u304c\u898b\u76f4\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u5fc5\u305a\u3057\u3082\u6bce\u5e74\u4fdd\u967a\u6599\u7387\u304c\u4e0a\u304c\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u533b\u7642\u8cbb\u304c\u5897\u3048\u7d9a\u3051\u308b\u69cb\u9020\u306f\u3001\u9577\u671f\u7684\u306b\u898b\u3066\u8ca0\u62c5\u5897\u306e\u5727\u529b\u306b\u3064\u306a\u304c\u308a\u3084\u3059\u3044\u8981\u56e0\u306e\u3072\u3068\u3064\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4fdd\u967a\u5236\u5ea6\u306e\u69cb\u9020<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u306f\u300c\u73fe\u5f79\u4e16\u4ee3\u304c\u62e0\u51fa\u3057\u3001\u5fc5\u8981\u306a\u4eba\u306b\u7d66\u4ed8\u3059\u308b\u300d\u3068\u3044\u3046\u4ed5\u7d44\u307f\u3067\u6210\u308a\u7acb\u3063\u3066\u3044\u307e\u3059\u3002\u73fe\u5f79\u4e16\u4ee3\u306e\u4eba\u6570\u304c\u6e1b\u5c11\u3057\u3001\u9ad8\u9f62\u8005\u304c\u5897\u3048\u308b\u3068\u3001\u652f\u3048\u308b\u5074\u306e\u8ca0\u62c5\u5272\u5408\u304c\u76f8\u5bfe\u7684\u306b\u91cd\u304f\u306a\u308a\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u5f8c\u671f\u9ad8\u9f62\u8005\u533b\u7642\u5236\u5ea6\u3078\u306e\u652f\u63f4\u91d1\u306a\u3069\u3082\u73fe\u5f79\u4e16\u4ee3\u306e\u4fdd\u967a\u6599\u304b\u3089\u62e0\u51fa\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u3046\u3057\u305f\u5236\u5ea6\u306e\u69cb\u9020\u4e0a\u3001\u4eba\u53e3\u69cb\u6210\u306e\u5909\u5316\u306f\u4fdd\u967a\u6599\u8ca0\u62c5\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u305f\u3081\u3001\u300c\u8ca0\u62c5\u304c\u5897\u3048\u3066\u3044\u308b\u300d\u3068\u611f\u3058\u3084\u3059\u3044\u80cc\u666f\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4e0a\u9650\u984d\u306e\u5f15\u304d\u4e0a\u3052<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u56fd\u6c11<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u306a\u3069\u3067\u306f\u3001\u6240\u5f97\u306b\u5fdc\u3058\u3066\u4fdd\u967a\u6599\u306e\u8ce6\u8ab2\u9650\u5ea6\u984d\uff08\u4e0a\u9650\uff09\u304c\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u4e0a\u9650\u984d\u304c\u5f15\u304d\u4e0a\u3052\u3089\u308c\u308b\u3068\u3001\u9ad8\u6240\u5f97\u5c64\u306e\u8ca0\u62c5\u306f\u5897\u3048\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u6599\u7387\u81ea\u4f53\u304c\u5909\u308f\u3089\u306a\u304f\u3066\u3082\u3001\u9650\u5ea6\u984d\u306e\u898b\u76f4\u3057\u306b\u3088\u3063\u3066\u652f\u6255\u984d\u304c\u5897\u3048\u308b\u30b1\u30fc\u30b9\u304c\u3042\u308b\u305f\u3081\u3001\u300c\u5024\u4e0a\u3052\u3055\u308c\u305f\u300d\u3068\u611f\u3058\u308b\u8981\u56e0\u306b\u306a\u308a\u307e\u3059\u3002\u5236\u5ea6\u6539\u6b63\u306f\u6bb5\u968e\u7684\u306b\u884c\u308f\u308c\u308b\u3053\u3068\u304c\u591a\u304f\u3001\u30cb\u30e5\u30fc\u30b9\u3067\u5831\u3058\u3089\u308c\u308b\u305f\u3073\u306b\u8ca0\u62c5\u5897\u306e\u5370\u8c61\u304c\u5f37\u307e\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4f01\u696d\u8ca0\u62c5\u3068\u500b\u4eba\u8ca0\u62c5\u306e\u4ed5\u7d44\u307f<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f1a\u793e\u54e1\u304c\u52a0\u5165\u3059\u308b<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u3067\u306f\u3001\u4fdd\u967a\u6599\u306f\u539f\u5247\u3068\u3057\u3066\u4f1a\u793e\u3068\u672c\u4eba\u304c\u6298\u534a\u3067\u8ca0\u62c5\u3057\u307e\u3059\u3002\u6599\u7387\u304c\u308f\u305a\u304b\u306b\u5909\u52d5\u3057\u305f\u3060\u3051\u3067\u3082\u3001\u7d66\u4e0e\u984d\u304c\u9ad8\u3044\u4eba\u307b\u3069\u5dee\u3057\u5f15\u304b\u308c\u308b\u91d1\u984d\u306f\u5927\u304d\u304f\u306a\u308a\u307e\u3059\u3002\u307e\u305f\u3001<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/long-term-care-insurance\/\" data-internallinksmanager029f6b8e52c=\"29\" title=\"\u4ecb\u8b77\u4fdd\u967a\">\u4ecb\u8b77\u4fdd\u967a<\/a>\u6599\u3084\u65b0\u305f\u306a\u62e0\u51fa\u91d1\u304c\u52a0\u308f\u308b\u3068\u3001\u7d66\u4e0e\u660e\u7d30\u4e0a\u306e\u63a7\u9664\u984d\u304c\u5897\u3048\u308b\u305f\u3081\u3001\u4f53\u611f\u3068\u3057\u3066\u300c\u8ca0\u62c5\u304c\u5897\u3048\u305f\u300d\u3068\u611f\u3058\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002\u3053\u3046\u3057\u305f\u4ed5\u7d44\u307f\u304c\u3001\u5b9f\u969b\u306e\u6599\u7387\u5909\u52d5\u4ee5\u4e0a\u306b\u8ca0\u62c5\u611f\u3092\u5f37\u3081\u308b\u4e00\u56e0\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4eca\u5f8c\u3001\u5065\u5eb7\u4fdd\u967a\u6599\u306f\u3069\u3046\u306a\u308b\uff1f<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2026\/01\/image-5-1024x683.jpeg\" alt=\"\" class=\"wp-image-1051\" srcset=\"https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2026\/01\/image-5-1024x683.jpeg 1024w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2026\/01\/image-5-300x200.jpeg 300w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2026\/01\/image-5-768x512.jpeg 768w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2026\/01\/image-5-1536x1024.jpeg 1536w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2026\/01\/image-5.jpeg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4e2d\u9577\u671f\u306e\u898b\u901a\u3057<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u306e\u5c06\u6765\u3092\u6b63\u78ba\u306b\u4e88\u6e2c\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u304c\u3001\u65e5\u672c\u306e\u4eba\u53e3\u69cb\u9020\u3092\u898b\u308b\u3068\u3001\u4e2d\u9577\u671f\u7684\u306b\u306f\u533b\u7642\u8cbb\u304c\u5897\u52a0\u3057\u3084\u3059\u3044\u74b0\u5883\u306b\u3042\u308b\u3053\u3068\u306f\u78ba\u304b\u3067\u3059\u3002\u9ad8\u9f62\u5316\u306e\u9032\u884c\u306b\u3088\u308a\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u306e\u5229\u7528\u304c\u5897\u3048\u308c\u3070\u3001\u4fdd\u967a\u7d66\u4ed8\u8cbb\u3082\u5897\u3048\u308b\u50be\u5411\u306b\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u7d50\u679c\u3001\u4fdd\u967a\u6599\u7387\u306e\u5f15\u304d\u4e0a\u3052\u3084\u516c\u8cbb\u8ca0\u62c5\u306e\u898b\u76f4\u3057\u306a\u3069\u3001\u4f55\u3089\u304b\u306e\u8abf\u6574\u304c\u5fc5\u8981\u306b\u306a\u308b\u53ef\u80fd\u6027\u306f\u3042\u308a\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u4fdd\u967a\u6599\u306f\u6bce\u5e74\u306e\u53ce\u652f\u72b6\u6cc1\u3092\u8e0f\u307e\u3048\u3066\u6c7a\u5b9a\u3055\u308c\u308b\u305f\u3081\u3001\u4e00\u65b9\u5411\u306b\u4e0a\u304c\u308a\u7d9a\u3051\u308b\u3068\u65ad\u5b9a\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u8ca1\u653f\u72b6\u6cc1\u3068\u306e\u95a2\u4fc2<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u7387\u306f\u3001\u5404\u4fdd\u967a\u8005\u306e\u8ca1\u653f\u72b6\u6cc1\u3068\u5bc6\u63a5\u306b\u95a2\u4fc2\u3057\u3066\u3044\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u5354\u4f1a\u3051\u3093\u307d\u3067\u306f\u3001\u533b\u7642\u8cbb\u306e\u898b\u8fbc\u307f\u3084\u6e96\u5099\u91d1\uff08\u7a4d\u7acb\u91d1\uff09\u306e\u6b8b\u9ad8\u306a\u3069\u3092\u8e0f\u307e\u3048\u3066\u6599\u7387\u3092\u6c7a\u5b9a\u3057\u3066\u3044\u307e\u3059\u3002\u6e96\u5099\u91d1\u304c\u5341\u5206\u306b\u78ba\u4fdd\u3067\u304d\u3066\u3044\u308b\u5834\u5408\u306f\u6025\u6fc0\u306a\u5f15\u304d\u4e0a\u3052\u304c\u6291\u3048\u3089\u308c\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u8d64\u5b57\u304c\u7d9a\u3051\u3070\u6599\u7387\u8abf\u6574\u304c\u691c\u8a0e\u3055\u308c\u308b\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u56fd\u304b\u3089\u306e\u8ca1\u653f\u652f\u63f4\u3084\u88dc\u52a9\u91d1\u306e\u52d5\u5411\u3082\u4fdd\u967a\u6599\u7387\u306b\u5f71\u97ff\u3057\u307e\u3059\u3002\u3064\u307e\u308a\u3001\u533b\u7642\u8cbb\u3060\u3051\u3067\u306a\u304f\u3001\u5236\u5ea6\u5168\u4f53\u306e\u53ce\u652f\u30d0\u30e9\u30f3\u30b9\u304c\u91cd\u8981\u306a\u8981\u7d20\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5236\u5ea6\u6539\u6b63\u306e\u53ef\u80fd\u6027<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u793e\u4f1a\u4fdd\u969c\u5236\u5ea6\u306f\u3001\u4eba\u53e3\u69cb\u6210\u3084\u533b\u7642\u8cbb\u306e\u52d5\u5411\u3001\u7d4c\u6e08\u72b6\u6cc1\u306e\u5909\u5316\u306b\u5fdc\u3058\u3066\u3001\u5b9a\u671f\u7684\u306b\u898b\u76f4\u3057\u304c\u884c\u308f\u308c\u3066\u3044\u307e\u3059\u3002\u5b9f\u969b\u3001\u3053\u308c\u307e\u3067\u306b\u3082\u8ca0\u62c5\u5272\u5408\u306e\u8abf\u6574\u3084\u62e0\u51fa\u91d1\u5236\u5ea6\u306e\u5275\u8a2d\u306a\u3069\u3001\u6bb5\u968e\u7684\u306a\u5236\u5ea6\u6539\u6b63\u304c\u9032\u3081\u3089\u308c\u3066\u304d\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4eca\u5f8c\u3082\u3001\u533b\u7642\u8cbb\u306e\u5897\u52a0\u3084\u5c11\u5b50\u9ad8\u9f62\u5316\u306e\u9032\u884c\u3092\u80cc\u666f\u306b\u3001<br>\u30fb\u4fdd\u967a\u6599\u7387\u306e\u898b\u76f4\u3057<br>\u30fb\u7d66\u4ed8\u5185\u5bb9\u306e\u8abf\u6574<br>\u30fb\u62e0\u51fa\u91d1\u5236\u5ea6\u306e\u62e1\u5145<br>\u30fb\u65b0\u305f\u306a\u8ca1\u6e90\u78ba\u4fdd\u7b56<br>\u3068\u3044\u3063\u305f\u5236\u5ea6\u6539\u6b63\u304c\u8b70\u8ad6\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001\u3053\u3046\u3057\u305f\u5909\u66f4\u306f \u56fd\u4f1a\u3067\u306e\u5be9\u8b70\u3084\u95a2\u9023\u6cd5\u306e\u6539\u6b63\u3092\u7d4c\u3066\u6c7a\u5b9a\u3055\u308c\u308b\u3082\u306e\u3067\u3042\u308a\u3001\u73fe\u6642\u70b9\u3067\u5c06\u6765\u306e\u4fdd\u967a\u6599\u7387\u304c\u5177\u4f53\u7684\u306b\u6c7a\u307e\u3063\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u5236\u5ea6\u306f\u6bce\u5e74\u5ea6\u306e\u8ca1\u653f\u72b6\u6cc1\u3084\u653f\u7b56\u5224\u65ad\u3092\u8e0f\u307e\u3048\u3066\u904b\u55b6\u3055\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u5c06\u6765\u306e\u52d5\u5411\u3092\u8003\u3048\u308b\u969b\u306b\u306f\u5236\u5ea6\u306e\u4ed5\u7d44\u307f\u3068\u653f\u7b56\u8b70\u8ad6\u306e\u6d41\u308c\u3092\u7d99\u7d9a\u7684\u306b\u78ba\u8a8d\u3057\u3066\u3044\u304f\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8ca0\u62c5\u5897\u306b\u5099\u3048\u308b\u305f\u3081\u306b\u3067\u304d\u308b\u3053\u3068<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/11\/25327993_m-1024x683.jpg\" alt=\"\" class=\"wp-image-1147\" srcset=\"https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/11\/25327993_m-1024x683.jpg 1024w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/11\/25327993_m-300x200.jpg 300w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/11\/25327993_m-768x512.jpg 768w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/11\/25327993_m-1536x1024.jpg 1536w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/11\/25327993_m.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u63a7\u9664\u3084\u5236\u5ea6\u306e\u78ba\u8a8d<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u305d\u306e\u3082\u306e\u3092\u500b\u4eba\u306e\u5224\u65ad\u3067\u4e0b\u3052\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u304c\u3001\u6d3b\u7528\u3067\u304d\u308b\u5236\u5ea6\u3092\u628a\u63e1\u3057\u3066\u304a\u304f\u3053\u3068\u306f\u5927\u5207\u3067\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u533b\u7642\u8cbb\u304c\u4e00\u5b9a\u984d\u3092\u8d85\u3048\u305f\u5834\u5408\u306b\u306f\u300c\u533b\u7642\u8cbb\u63a7\u9664\u300d\u3092\u53d7\u3051\u3089\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/high-cost-medical-expense-benefit-system\/\" data-internallinksmanager029f6b8e52c=\"33\" title=\"\u9ad8\u984d\u7642\u990a\u8cbb\u5236\u5ea6\">\u9ad8\u984d\u7642\u990a\u8cbb\u5236\u5ea6<\/a>\u306b\u3088\u308a\u3001\u81ea\u5df1\u8ca0\u62c5\u984d\u306b\u306f\u4e0a\u9650\u304c\u8a2d\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u56fd\u6c11<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u306e\u5834\u5408\u306f\u3001\u6240\u5f97\u304c\u4e00\u5b9a\u57fa\u6e96\u4ee5\u4e0b\u3067\u3042\u308c\u3070\u8efd\u6e1b\u63aa\u7f6e\u304c\u9069\u7528\u3055\u308c\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002\u307e\u305a\u306f\u81ea\u5206\u304c\u52a0\u5165\u3057\u3066\u3044\u308b\u4fdd\u967a\u5236\u5ea6\u306e\u5185\u5bb9\u3092\u78ba\u8a8d\u3057\u3001\u5229\u7528\u3067\u304d\u308b\u652f\u63f4\u7b56\u304c\u306a\u3044\u304b\u3092\u628a\u63e1\u3059\u308b\u3053\u3068\u304c\u7b2c\u4e00\u6b69\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5bb6\u8a08\u3078\u306e\u5f71\u97ff\u306e\u628a\u63e1<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u967a\u6599\u7387\u306e\u308f\u305a\u304b\u306a\u5909\u52d5\u3067\u3082\u3001\u7d66\u4e0e\u984d\u306b\u3088\u3063\u3066\u306f\u5b9f\u969b\u306e\u63a7\u9664\u984d\u304c\u5909\u308f\u308a\u307e\u3059\u3002\u7d66\u4e0e\u660e\u7d30\u3092\u78ba\u8a8d\u3057\u3001<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u30fb<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/long-term-care-insurance\/\" data-internallinksmanager029f6b8e52c=\"29\" title=\"\u4ecb\u8b77\u4fdd\u967a\">\u4ecb\u8b77\u4fdd\u967a<\/a>\u6599\u306a\u3069\u306e\u9805\u76ee\u304c\u3069\u306e\u7a0b\u5ea6\u3092\u5360\u3081\u3066\u3044\u308b\u304b\u3092\u628a\u63e1\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002\u793e\u4f1a\u4fdd\u967a\u6599\u306f\u6bce\u6708\u306e\u56fa\u5b9a\u8cbb\u306e\u4e00\u90e8\u3067\u3042\u308b\u305f\u3081\u3001\u53ce\u5165\u306b\u5bfe\u3059\u308b\u5272\u5408\u3092\u77e5\u3063\u3066\u304a\u304f\u3053\u3068\u3067\u3001\u5c06\u6765\u7684\u306a\u8ca0\u62c5\u5897\u306b\u3082\u51b7\u9759\u306b\u5bfe\u5fdc\u3057\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002\u611f\u899a\u7684\u306a\u4e0d\u5b89\u3067\u306f\u306a\u304f\u3001\u6570\u5b57\u3067\u73fe\u72b6\u3092\u7406\u89e3\u3059\u308b\u3053\u3068\u304c\u5bfe\u7b56\u306e\u51fa\u767a\u70b9\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5c06\u6765\u8a2d\u8a08\u306e\u898b\u76f4\u3057<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e2d\u9577\u671f\u7684\u306b\u793e\u4f1a\u4fdd\u967a\u6599\u306e\u8ca0\u62c5\u304c\u5909\u52d5\u3059\u308b\u53ef\u80fd\u6027\u3092\u8e0f\u307e\u3048\u3001\u5bb6\u8a08\u5168\u4f53\u306e\u8a2d\u8a08\u3092\u898b\u76f4\u3059\u3053\u3068\u3082\u6709\u52b9\u3067\u3059\u3002\u53ce\u5165\u306e\u5909\u5316\u3084\u30e9\u30a4\u30d5\u30a4\u30d9\u30f3\u30c8\uff08\u8ee2\u8077\u3001\u72ec\u7acb\u3001\u9000\u8077\u306a\u3069\uff09\u306b\u3088\u3063\u3066\u52a0\u5165\u5236\u5ea6\u3084\u8ca0\u62c5\u984d\u304c\u5909\u308f\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002\u516c\u7684\u5236\u5ea6\u306e\u5185\u5bb9\u3092\u7406\u89e3\u3057\u305f\u3046\u3048\u3067\u3001\u8caf\u84c4\u3084\u4fdd\u969c\u5185\u5bb9\u3092\u6574\u7406\u3059\u308b\u3053\u3068\u3067\u3001\u5c06\u6765\u306e\u8ca0\u62c5\u5897\u306b\u3082\u5099\u3048\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002\u4e0d\u78ba\u5b9f\u306a\u5c06\u6765\u3092\u904e\u5ea6\u306b\u5fc3\u914d\u3059\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u5236\u5ea6\u3092\u77e5\u308a\u3001\u3067\u304d\u308b\u7bc4\u56f2\u3067\u6e96\u5099\u3057\u3066\u304a\u304f\u59ff\u52e2\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u307e\u3068\u3081<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"1067\" src=\"https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image.jpeg\" alt=\"\" class=\"wp-image-590\" srcset=\"https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image.jpeg 1600w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image-300x200.jpeg 300w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image-1024x683.jpeg 1024w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image-768x512.jpeg 768w, https:\/\/www.life-assist.jp\/hoken-column\/wp-content\/uploads\/2024\/10\/image-1536x1024.jpeg 1536w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u300c<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u306f\u5024\u4e0a\u3052\u304c\u7d9a\u3044\u3066\u3044\u308b\u306e\u304b\uff1f\u300d\u3068\u3044\u3046\u7591\u554f\u306b\u5bfe\u3057\u3066\u306f\u3001\u6bce\u5e74\u5fc5\u305a\u5f15\u304d\u4e0a\u3052\u3089\u308c\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u306a\u3044\u3001\u3068\u3044\u3046\u306e\u304c\u6b63\u78ba\u306a\u7b54\u3048\u3067\u3059\u3002<a href=\"https:\/\/www.life-assist.jp\/hoken-column\/glossary\/kenkohoken\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u7387\u306f\u5e74\u5ea6\u3054\u3068\u306b\u898b\u76f4\u3055\u308c\u3001\u5f15\u304d\u4e0a\u3052\u3068\u306a\u308b\u5e74\u3082\u3042\u308c\u3070\u3001\u636e\u3048\u7f6e\u304d\u3084\u5f15\u304d\u4e0b\u3052\u3068\u306a\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p 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title=\"\u5065\u5eb7\u4fdd\u967a\">\u5065\u5eb7\u4fdd\u967a<\/a>\u6599\u4ee5\u5916\u306e\u8981\u7d20\u304c\u52a0\u308f\u308b\u3053\u3068\u3067\u300c\u8ca0\u62c5\u304c\u5897\u3048\u305f\u300d\u3068\u611f\u3058\u3084\u3059\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p 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